Discovery call
Thirty minutes on what you run, what’s breaking, and what a good month looks like. You leave with a straight answer on fit — including when the answer is no.
Home Services
The whole finance function,
or the part that’s breaking.
Five services, one engagement. Take all of them, or just the one that’s breaking — most clients start with the books and add the rest from there.
Bookkeeping & transaction management
Clean books per property and per entity — kept current, not reconstructed the week before a closing.
- Categorisation and reconciliation of every transaction, coded to the property
- Bank and credit-card reconciliations across every entity account
- Accounts payable and receivable, including owner draws and distributions
- Monthly close per entity, and a consolidated portfolio view
- Cloud-based bookkeeping on QuickBooks, Xero or your preferred software
Why it matters: Clean books are the precondition for every financing decision — and for a tax season that doesn’t consume a fortnight.
Lender packages & refinance readiness
The file an underwriter accepts first time, built before you need it.
- Debt schedule — lender, balance, rate, maturity, amortisation, covenant
- Entity-level statements plus a consolidated portfolio view
- Rent roll reconciled to what actually landed in the bank
- DSCR calculated the way a commercial underwriter calculates it
- Sources-and-uses for the specific transaction in front of you
Why it matters: Past four units the lender underwrites the property, not your W-2. A rejected package is rarely a rejected deal — it is a delay at a rate you were not quoted.
Financial reporting & insight
Property-level numbers turned into a portfolio you can actually steer.
- Monthly, quarterly and annual statements by property and entity
- Custom dashboards — occupancy, NOI, cap rate, cash-on-cash
- Budget-versus-actual variance by property
- Profitability and cash-flow reporting across the book
- Management reporting packages for partners and lenders
Why it matters: Timely, accurate reporting is how you catch a property drifting while it is still cheap to act on.
Property-manager statement reconciliation
We check what your PM reported against what the bank actually received.
- Line-by-line reconciliation of every PM statement to the deposits
- Duplicate charges, missed deposits and mis-posted repairs surfaced monthly
- Security-deposit liability tracked separately and correctly
- Capex separated from repairs, so depreciation is not guesswork
- Integration with AppFolio, Buildium, RentManager or your PM's exports
Why it matters: Nobody else checks this. It is where the errors live, and your lender will find them before you do.
Payroll processing & compliance
On-site staff, maintenance crews and management companies, paid correctly and on time.
- Full-cycle payroll — weekly, bi-weekly or monthly
- Employee setup and tax withholdings
- Payroll tax filings and year-end forms (W-2, 1099)
- Contractor 1099 tracking across every entity
- Integration with Gusto, ADP and comparable platforms
Why it matters: Payroll is the one process where a small error becomes a personnel problem the same week.
How it actually runs.
Diagnostic & clean-up
We take the current file apart — reconciliations, chart of accounts, open items, anything carried forward. You get a written diagnostic and a fixed scope before recurring work starts.
Monthly rhythm
Books maintained continuously, closed on schedule, reporting package with commentary in your inbox, and a standing review call at a cadence you choose.
Why choose
Oak Path?
Reconciled, not estimated
Every figure ties back to the bank. If a number is wrong, you hear it from us before your lender does.
Built for the underwriter
Debt schedule, rent roll and DSCR in the format a commercial lender actually asks for.
Read from the lender’s side
A year spent as a credit analyst assessing the files borrowers sent in. Knowing what gets a file returned is most of the job.
Confidential and compliant
Access limited to the people doing the work. Credentials are never shared, and your engagement is never discussed outside it.
Next step
Tell us which part hurts most.
We’ll tell you what it takes.
Book a 30-minute call
Send a message
No pitch deck, no obligation. If we are not the right fit, we say so on the call.